News and Insights

Expert views on industry developments and regulatory changes

13.1
Insights

The Best Outcome

Monday, June 10, 2019

Proving suitability under Defined Benefit pension transfer reforms. Transferring has been a popular choice but the advice provided to consumers on transferring out of a defined benefit (DB) pension to a defined contribution (DC) scheme is an area that has come under considerable scrutiny from the FCA. 

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Insights

Under Water: How Ofwat has increased the pressure on water companies to perform

Thursday, April 25, 2019

Ofwat’s Price Review 2019 (PR19) was always going to be a much tougher exercise for the water companies than it was four years ago with PR14. We look at how water companies are reacting to this pressure. 

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Insights

A Means to an End: Do customers really consider their long term ability to repay?

Friday, March 15, 2019

We review the current state of the mortgage market and look to a future full of change for both customers and providers alike. 

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Insights

The Great Escape: how the breakout of mortgage prisoners could see lenders come under scrutiny

Thursday, February 14, 2019

New FCA measures aim to help both mortgage providers and consumers previously restricted by stringent affordability rules. 

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Insights

Adapting to a future with CMCs

Thursday, February 14, 2019

Consumer credit firms are increasingly targeted by CMCs, we explore how this adversarial relationship is changing in the face of new legislation.

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Insights

Destination Unknown: Will the PCP be the motor finance industry’s PPI?

Thursday, January 31, 2019

Personal Contract Purchase (PCP) agreements were praised for their innovation when first introduced by the motor finance sector, so why is the FCA's review so hotly anticipated?

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